{"id":7363,"date":"2019-11-11T15:02:21","date_gmt":"2019-11-11T14:02:21","guid":{"rendered":"https:\/\/www.apfelpatient.de\/?p=7363"},"modified":"2019-11-11T15:02:21","modified_gmt":"2019-11-11T14:02:21","slug":"goldman-sachs-thinks-the-apple-card-is-sexist","status":"publish","type":"post","link":"https:\/\/www.apfelpatient.de\/en\/news\/goldman-sachs-ist-die-apple-card-sexistisch","title":{"rendered":"Goldman Sachs \u2013 Is the Apple Card sexist?"},"content":{"rendered":"<p class=\"p1\"><strong><span class=\"s1\">The introduction of the Apple Card is said to have been the biggest credit card launch of all time - according to Goldman Sachs. But now the question arises - does the Apple Card have a problem with women?<\/span><\/strong><\/p>\n<p class=\"p1\"><span class=\"s1\">A few weeks ago, everything was fine at Goldman Sachs - but now the bank has to deal with accusations of sexism. The reason is simple - male Apple Card customers have higher credit card limits than female customers. The algorithm is said to be to blame. This sets the credit limit immediately after the check - but the system does not seem to be as generous for women. IT entrepreneur David Heinemeier Hansson writes that his Apple Card has a limit 20 times higher than that of his wife. They live in community property and are taxed together. So why is there such a big difference? An additional credit check also revealed that Hansson&#039;s wife has a better credit score than he does. But now things are getting interesting. The IT entrepreneur is not an isolated case. After he made the whole thing public on Twitter, other affected people have spoken out. Cases were highlighted in which the woman has a higher income than the man and ultimately has to make do with a lower limit. Apple founder Steve Wozniak also seems to have been affected by the problem. According to him, the Apple Card appears to disadvantage women in general. <\/span><\/p>\n<p class=\"p1\"><strong><span class=\"s1\">Goldman Sachs issues statement<\/span><\/strong><\/p>\n<p class=\"p1\"><span class=\"s1\">After criticism of Apple and Goldman Sachs&#039; actions became increasingly louder, the investment bank has now spoken out. In a statement, the Apple Card issuer states that each person is assessed individually. Factors such as personal creditworthiness, income level and debt level play a role. <\/span><span class=\"s1\">the statement:<\/span><\/p>\n<p class=\"p1\"><\/p>\n<p class=\"p1\"><em><span class=\"s1\">&quot;Based on these factors, it is possible that two family members could receive significantly different credit decisions. In all cases, we have not and will not make decisions based on factors such as gender.&quot;<\/span><\/em><\/p>\n<p>https:\/\/twitter.com\/gsbanksupport\/status\/1193703266003177472?s=20<\/p>\n<p class=\"p1\"><span class=\"s1\">But why do the known cases show a different result? The New York State Department of Financial Services has now stepped in to find out. According to the report, the Apple Card is to be investigated. Apple itself has not yet commented on the allegations. But both Apple and Goldman Sachs are now at risk of suffering damage to their reputation - especially since Apple is known for only offering well-developed products. However, the Apple Card appears to have a problem. <\/span><em>(Photo by Denys Prykhodov \/ Bigstockphoto)<\/em><\/p>\n<h5><em><strong>You don&#039;t want to miss any more news? Then subscribe to our <a href=\"https:\/\/t.me\/apfelpatient_official\">Telegram channel<\/a><\/strong><\/em><\/h5>","protected":false},"excerpt":{"rendered":"<p>Die Einf\u00fchrung der Apple Card soll der gr\u00f6\u00dfte Kreditkarten-Launch aller Zeiten gewesen sein &#8211; so Goldman Sachs. Doch nun stellt sich die Frage &#8211; hat die Apple Card ein Problem mit Frauen? Vor einigen Wochen war im Hause Goldman Sachs noch alles in Ordnung &#8211; doch nun muss sich das Bankhaus mit Sexismus-Vorw\u00fcrfen auseinandersetzen. Der [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7362,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"footnotes":""},"categories":[9],"tags":[244,34,297],"class_list":["post-7363","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-apple-card","tag-apple-dienste","tag-goldman-sachs"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Goldman Sachs - Ist die Apple Card sexistisch?<\/title>\n<meta name=\"description\" content=\"Die Einf\u00fchrung der Apple Card soll der gr\u00f6\u00dfte Kreditkarten-Launch aller Zeiten gewesen sein - so Goldman Sachs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.apfelpatient.de\/en\/news\/goldman-sachs-thinks-the-apple-card-is-sexist\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Goldman Sachs - Ist die Apple Card sexistisch?\" \/>\n<meta property=\"og:description\" content=\"Die Einf\u00fchrung der Apple Card soll der gr\u00f6\u00dfte Kreditkarten-Launch aller Zeiten gewesen sein - so Goldman Sachs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.apfelpatient.de\/en\/news\/goldman-sachs-thinks-the-apple-card-is-sexist\" \/>\n<meta property=\"og:site_name\" content=\"Apfelpatient\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/apfelpatientOfficial\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/apfelpatientOfficial\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-11T14:02:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.apfelpatient.de\/wp-content\/uploads\/2019\/11\/bigstock-Anapa-Russia-October-327792028.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1067\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Milan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Goldman Sachs - Ist die Apple Card sexistisch?\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Milan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/goldman-sachs-ist-die-apple-card-sexistisch#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/goldman-sachs-ist-die-apple-card-sexistisch\"},\"author\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/#organization\",\"name\":\"Apfelpatient\",\"url\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/\"},\"headline\":\"Goldman Sachs &#8211; 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