{"id":3933,"date":"2019-03-30T12:52:40","date_gmt":"2019-03-30T11:52:40","guid":{"rendered":"https:\/\/www.apfelpatient.de\/?p=3933"},"modified":"2019-03-30T12:52:40","modified_gmt":"2019-03-30T11:52:40","slug":"apple-card-this-is-how-the-credit-card-from-cupertino-works","status":"publish","type":"post","link":"https:\/\/www.apfelpatient.de\/en\/news\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino","title":{"rendered":"Apple Card: How the credit card from Cupertino works"},"content":{"rendered":"

One of Apple's most exciting announcements was the Apple Card. While a number of details about the card were previously revealed, TechCrunch now sheds light on exactly how the credit card will work.<\/strong><\/p>\n

According to TechCrunch, the credit card presented by Apple is the first version of the Apple Card. Additional functions and associated benefits are to follow. Although the effective annual interest rate is between 13.24% and 24.24%, depending on the user's credit rating, the card is still said to have a certain advantage. Customers who pay their credit card bill late will not be charged additional penalty interest or late fees. This is one of two points that will set the Apple Card apart from many competing products.<\/p>\n

No signature \u2013 credit card number at the touch of a button<\/strong><\/p>\n

Furthermore, the physical credit card will not have a signature on the back. The credit card number will be on the magnetic strip on the back - only the last four digits will be visible. The Apple Card will not be available as a partner or joint card. Replacement cards are free - two-factor authentication is also required.<\/p>\n

<\/p>\n

Apple goes one step further in credit card management. Owners of an Apple Card can generate a new credit card number at any time by pressing a button in the Wallet app - a particularly high level of security - and a new CVV code is also generated.<\/p>\n

More safety than the competition and colorful<\/strong><\/p>\n

In addition to an almost secret credit card number, every purchase must be confirmed with Touch ID or Face ID. A confirmation code is also required for each transaction. The physical credit card was not equipped with an NFC chip - the task of contactless payment is therefore reserved for the iPhone and Apple Watch. The digital Apple Card has a particularly interesting feature. The digital credit card changes color depending on the user's spending behavior. Each category has its own color pattern. This allows the user to see what the most sales were made for based on the color gradient.<\/p>\n

Don't want to miss any more news? Then subscribe to our Telegram channel here<\/strong><\/em><\/a><\/h6>","protected":false},"excerpt":{"rendered":"

Eine der spannendsten Ank\u00fcndigungen von Apple war die Apple Card. W\u00e4hrend zuvor eine Reihe von Details \u00fcber die Karte enth\u00fcllt wurden, wird nun die genaue Funktionsweise der Kreditkarte von TechCrunch beleuchtet. Die von Apple vorgestellte Kreditkarte soll TechCrunch zufolge die erste Version der Apple Card sein. Weitere Funktionen und damit verbundene Vorteile sollen folgen.\u00a0\u00a0Obwohl der […]<\/p>\n","protected":false},"author":2,"featured_media":3840,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"footnotes":""},"categories":[9],"tags":[244,34,245],"class_list":["post-3933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-apple-card","tag-apple-dienste","tag-kreditkarte"],"yoast_head":"\nApple Card: So funktioniert die Kreditkarte aus Cupertino Apfelpatient<\/title>\n<meta name=\"description\" content=\"- Eine der spannendsten Ank\u00fcndigungen von Apple war die Apple Card. W\u00e4hrend zuvor eine Reihe von Details \u00fcber die Karte enth\u00fcllt wurden, wird nun die genaue Funktionsweise der Kreditkarte von TechCrunch beleuchtet.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.apfelpatient.de\/en\/news\/apple-card-this-is-how-the-credit-card-from-cupertino-works\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apple Card: So funktioniert die Kreditkarte aus Cupertino\" \/>\n<meta property=\"og:description\" content=\"- Eine der spannendsten Ank\u00fcndigungen von Apple war die Apple Card. W\u00e4hrend zuvor eine Reihe von Details \u00fcber die Karte enth\u00fcllt wurden, wird nun die genaue Funktionsweise der Kreditkarte von TechCrunch beleuchtet.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.apfelpatient.de\/en\/news\/apple-card-this-is-how-the-credit-card-from-cupertino-works\" \/>\n<meta property=\"og:site_name\" content=\"Apfelpatient\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/apfelpatientOfficial\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/apfelpatientOfficial\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-30T11:52:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.apfelpatient.de\/wp-content\/uploads\/2019\/03\/Apple-Card_hand-iPhoneXS-payment_032519.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1632\" \/>\n\t<meta property=\"og:image:height\" content=\"918\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Milan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Milan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino\"},\"author\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/#organization\",\"name\":\"Apfelpatient\",\"url\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/\"},\"headline\":\"Apple Card: So funktioniert die Kreditkarte aus Cupertino\",\"datePublished\":\"2019-03-30T11:52:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino\"},\"wordCount\":343,\"publisher\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/#organization\",\"name\":\"Apfelpatient\",\"url\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/\"},\"image\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.apfelpatient.de\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/Apple-Card_hand-iPhoneXS-payment_032519.jpg\",\"keywords\":[\"Apple Card\",\"Apple Dienste\",\"Kreditkarte\"],\"articleSection\":\"News\",\"inLanguage\":\"en-US\",\"copyrightYear\":\"2019\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/en\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino\",\"url\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino\",\"name\":\"Apple Card: So funktioniert die Kreditkarte aus Cupertino Apfelpatient\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.apfelpatient.de\\\/news\\\/apple-card-so-funktioniert-die-kreditkarte-aus-cupertino#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.apfelpatient.de\\\/wp-content\\\/uploads\\\/2019\\\/03\\\/Apple-Card_hand-iPhoneXS-payment_032519.jpg\",\"datePublished\":\"2019-03-30T11:52:40+00:00\",\"description\":\"- Eine der spannendsten Ank\u00fcndigungen von Apple war die Apple Card. 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