{"id":38185,"date":"2023-03-28T18:30:35","date_gmt":"2023-03-28T16:30:35","guid":{"rendered":"https:\/\/www.apfelpatient.de\/?p=38185"},"modified":"2023-03-28T18:30:36","modified_gmt":"2023-03-28T16:30:36","slug":"apple-pay-later-is-now-available-to-a-limited-extent","status":"publish","type":"post","link":"https:\/\/www.apfelpatient.de\/en\/news\/apple-pay-later-ist-nun-in-begrenztem-umfang-verfuegbar","title":{"rendered":"Apple Pay Later is now available in limited quantities"},"content":{"rendered":"

Apple has now announced that starting today, the company is inviting "randomly selected users" to use a pre-release version of Apple Pay Later via the Wallet app and an email tied to their Apple ID. Apple Pay Later is available in the US and requires iOS 16.4 and iPadOS 16.4.<\/strong><\/p>\n\n\n\n

Apple Pay Later will be available to all eligible iPhone users in the US in the coming months expanded<\/a>Announced during WWDC 2022 last June, Apple Pay Later is a financing option that allows eligible customers in the U.S. to split a purchase made with Apple Pay into four equal installments over six weeks without incurring interest or fees. Apple says users can apply for an Apple Pay Later credit of $50 to $1,000 that can be used for online and in-app purchases made with Apple Pay on iPhone and iPad. iPhone users can apply for a credit in the Wallet app without being charged to their credit account. After entering the desired credit amount and agreeing to the Apple Pay Later terms, a simple credit check is performed during the application process.<\/p>\n\n\n\n

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Image: Apple \u2013 Apple Pay Later<\/figcaption><\/figure>\n\n\n\n

Apple Pay Later: A credit check is required<\/h3>\n\n\n\n\n\n\n\n

Once the application is approved, Apple Pay Later will be available as an option when using Apple Pay. Apple Pay Later is integrated into the Wallet app on iPhone and allows users to view, track and manage their credit limit in one place. Users can view upcoming payments in a calendar and receive notifications of upcoming payments through the Wallet app and email. As a loan repayment method, users must link a debit card; credit cards are not accepted. Credit checks and lending for Apple Pay Later are handled by Apple Financing LLC, a subsidiary of Apple. The service is based on Mastercard's installment program, so merchants who accept Apple Pay do not need to take any action to implement the service. It is currently unknown if and when this service will be expanded to other countries. (Image: Apple)<\/p>\n\n\n\n